Legal Compliance and Risks
In short, they are cracking down on enforcement. This increased threat, coupled with the liability risks related to fires, have made this a serious issue for Associations and building owners.
Properties must have the legally required number of fire extinguishers, emergency lights and exit signs in the building. This equipment must be maintained and certified, as required by law, by a licensed fire safety technician.
The Risks of Ignoring the Law
The risks facing a Board or commercial property owner for failing to install and maintain the legally required safety equipment are serious. In fact, there are few legal requirements that carry such severe consequences for non-compliance.
Ignoring the law will expose the Board and Association to the following risks:
Many property owners are surprised to discover that they can be held personally liable for damages in cases of negligence. Don't leave yourself exposed!
The insurance company may refuse to provide this protection, however, if they can show that the Board was negligent in the maintenance of the property's fire equipment. This could leave the Board and Association without insurance coverage, left to pay for all costs and settlements directly.
If a fire occurs at your building, your insurance carrier is responsible for paying to repair the damages. Similar to liability protection, this insurance coverage may be denied if the Board fails to follow the law.
If the insurance company can show that the damage to the building would have been mitigated if the proper fire extinguishers were available, for example, they may be able to partially or wholly deny coverage.
Easy & Inexpensive
- New portable fire extinguishers - sales and installation
- Re-certified portable fire extinguishers - sales and installation
- Complete fire extinguisher service and maintenance
- Emergency lighting - installation, maintenance and annual testing
- Exit signs/lighting - installation, maintenance and annual testing
- Smoke & Carbon monoxide detectors - sales, installation and annual maintenance